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Money is the most essential need for every individual. But, it is seen that most of the people do not realize the importance of their hard- earned money and waste it unnecessarily. As such, they fall into excessive debt problems and do not understand how they will manage their debt problems. You can pay off debt by saving a certain amount of money every month from your income. It is important that you try to save as much money as you can so that you can secure your future and avoid falling into debt problems.

4 Ways how you can save money

 

School is around the corner, and definitely you would need to buy the school supplies your child needs for school. She may also be due for another bag, given that the one she used to wear every day to school seems to be too worn out. So, what do you choose, a shoulder bag or a back pack for your child? Your daughter may have preference to one over the other, but it is also important to go over the basics with her, rather that have her carry an aesthetically pleasing bag, while not being able to carry it in a good way.

 

Hello!

I just launch my new blog to encourage married, soon to be married, never married. Please visit me at awifesguide.blogspot.com

What are your ideas to create a better world? That's the central question in a conference I'm attending for ORPHANetwork in Portland this week. How can the church/business/individuals best reach this new generation? Blog, ladies, blog! This community is for you, and I'll let you know what I learn.

Blessings!

Carolyn

Years ago when I was first starting my organizing business in New York City, I had the privilege of hearing Dorothy Sarnoff. She was a operatic soprano, musical theater actress, and in her second career, the founder of a a company called Speech Dynamics which offered image consulting to many notable figures include Jimmy Carter, Menachem Begin, and Danielle Steel. 
Although Ms. Sarnoff died in 2008, her message has no doubt impacted millions of people -- and certainly made, and continues to make, a difference in my career and my life.  She offered a 4-step strategy for anyone who was preparing to go onto the stage to make a presentation.  I have used it hundreds of times and taught to hundreds of others.  It’s very simple.  Before you walk on to the stage, say to yourself:

I’m glad I’m here.
I’m glad you’re here.
I know what I know.
And I care about you.
Taking that approach when you step on the platform goes a long way to guarantee your success.  If you focus on your audience and what you know that you feel would be of help to them, you will be calm. Research shows that the more audience members participate in a presentation, the more they will enjoy it, so you don’t have to fill up all the time with your wisdom.  Let them share theirs too!
For a presentation I did this past weekend, I used these four steps in a new way -- I shared it with my audience. Because I was co-presenting with my colleague of nearly 30 years, I said, 
We’re glad we’re here.
We’re glad you’re here.
We know what we know
And we care about you.

And because it was a group of Christian women, I added one more phrase -- and God is too!   Based on the feedback from the audience, the enjoyed their morning and so did I!
As I launched a new week and talked to several people today who were feeling totally overwhelmed with work and life,  I realized that this strategy could apply in other situations as well.  One of the best ways to get a handle on how you spend your time and energy is to analyze how you currently spend it. 
So here’s my challenge for you:  From time to time, stop and ask yourself:

Am I glad I’m here?  If not, why not? -- and what can you do to make sure you don’t end up there again? 

More than 5,000 women submitted their wisdom for the 2011 Women’s Advantage Calendar, but guess what! I am honored to report that I have been chosen as one of the 365 featured quotes.

Mary Cantando organizes The Women’s Advantage Calendar as part of her work to improve women’s business initiatives. Mary is an amazing speaker, author, consultant and respected sales and marketing expert. She has helped countless women entrepreneurs develop their businesses.  

No, I’m not going to tell you what my quote was – it’s a surprise!  Here’s a hint: the calendar features ideas on teambuilding, marketing, strategy, finance and life in general.
Here are some of the examples of the fantastic calendar quotes for 2011:
•    You get what you tolerate.
•    Most women don't consider themselves boring or ordinary, but that's how their voicemail sounds.
•    Asking questions may be the answer.
•    Salute each failure with the words, "How fascinating!”

Learn more about the group and its calendar.

Hey students (and parents),

Next week we'll give you more tips on the job market and Dave Ramsey will be here with his perspective on education and debt. Are you taking on debt to fund your education? Do you think that's a good or bad investment?

Don't miss next week's featured video for a future so bright, you gotta wear shades:)

Hey all,

As I watch this week's financial news, I'm reminded that God's economy is not Wall Street's economy. Keep going and don't panic. Thoughts?

I wanted to let you know that you two can write each other directly through our social network. Debbie, try sending Annelle a message and see how it goes. All members are also "authors" on this site. Featured articles are approved by our team, but you are free to blog, blog, blog. Try it!